Author: Francis

What happened? Many investors were eagerly awaiting the result of the first Singapore T-bill auction in 2024. The cut-off yield for the 6-month Singapore T-bill (BS24100F) was at 3.74%, little changed from the yield of 3.73% in the previous auction. This may come as a surprise to many, as US government bond yields have fallen sharply in recent weeks. Let us find out why the Singapore T-bill yield has remained high. Source: MAS What we learnt from the latest Singapore T-bill auction #1 – Demand for Singapore T-bill remains strong The total amount of T-bill applications was at S$12.8 billion,…

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Yes, buying a new car is stressful. Even more so if you’re a woman. As if the process wasn’t intimidating enough. I get it, trust me. And that’s why you have to walk into that car dealer prepared and armed with the right knowledge. Keep reading, we’ve got the car buying checklist you need. You’ve got this, girl! Related: Wonder how car dealers make their money? Simple and to the Point Aside from buying a home, buying a car is one of life’s major purchases. But let’s keep it simple and to the point, as we like it. Being equipped…

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I will speak at the Seedly Personal Finance Festival 2024, Singapore’s largest personal finance festival, on Saturday, 6 April 2024. I’ve yet to begin planning for the event, but my topic will be related to FIRE. But I hope to introduce a new twist to my presentation that differs from my usual spiel.  What […]

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Cut Down on the Paperwork With Our One-Page Bank Statement Program! Mortgages are notorious for requiring a ton of paperwork. When you get into non-QM loans, the documentation requirements can get confusing. If you are a self-employed borrower looking at non-QM loan options, we have a way for you to reduce the paperwork, say goodbye to the confusion, and still get the financing you need! At MortgageDepot, we are pleased to share our One-Page Bank Statement program with our valued clients. This program offers a financing option to borrowers who might not qualify for other Bank Statement program scenarios. Bank Statement Programs:…

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Thanks to technological advances, more jobs can be done from home than ever. Between telecommuting employees and freelancers, about 27.6 million Americans (17.9 percent of the workforce in the U.S.) work from home at least some of the time, based on 2021 US Census Bureau data. Plus, some of the positions are quite lucrative, crossing well over the $60,000 a year mark. Jobs That Can Be Done From Home—Make More than $60K If you want to join the ranks of the home-based workforce, you first have to understand that not every skill or profession will help you get there. You…

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